Ask how you can receive a 5.99% Conventional or 5.5% FHA/VA 30-yr fixed mortgage rate!! This desirable Elder floor plan sits on a fantastic lot that backs to one of the neighborhood ponds! This beautiful new home features; 4 bedrooms, 2.5 bathrooms and 3-car garage! An upper-level loft is a cozy hangout, and the upstairs laundry room makes life convenient! The home highlight's function and comfort at every turn! The open main level boasts 9-foot knockdown ceilings with energy efficient LED lighting, and plenty of windows to let the natural light flood in! The kitchen is a dream come true for the family chef, with a walk-in pantry, quartz countertops, gas range, and big center island! An industry leading Smart Home technology package is included, as is sod, irrigation and landscaping! All of this and no HOA! Walking distance to the very popular Junction 70 Grill, and Highlands Park and just a short drive to literally everything else! South Washington County Schools, #833 and kids can walk to Cottage Grove Elementary via a private path connected to the neighborhood!